Benetech, Inc. owns this web site and owns or has rights to all of the text, software, graphics, information, and other content. The content of this web site is protected by all applicable copyright laws and all content, information and software provided through the Benetech web site may be used solely under the following terms and conditions.  If you disagree with these terms, then please immediately terminate your connection to the Benetech web site.

Benetech reserves the right to modify the Terms of Use at any time, therefore, please review our terms periodically to ensure that you remain updated of any changes and remain aware of Benetech’s policies and content issues.  Benetech also reserves the right to investigate complaints or reported violations of the Terms of Use and to take any action we deem appropriate.

In viewing this web site or any of its information, you expressly agree to defend, indemnify and hold harmless Benetech from and against any and all claims, losses, liability, costs and expenses (including but not limited to attorney's fees) arising from your violation of this agreement or of any third-party's rights, including, but not limited to, infringement of any privacy rights.

WEB SITE USAGE LIMITS
Benetech does not provide permission to print, modify, reproduce, copy, distribute, upload, download, transmit, republish, post, or frame any part of this web site for commercial, non-profit, or public purposes. 

Usage of the web site is subject to Benetech’s Privacy Policy.  You may only utilize Benetech’s web site for your own personal use or your company’s internal use.  You may not decompile, reverse engineer, dissemble, rent, lease, loan, sell, or sublicense any content or structure from the web site.  You may also not extract information about Benetech’s participants, plan sponsors, clients, or any users associated with Benetech or Benetech’s web site in any manner.

LIMITED INFORMATION
The information contained in this web site is general in nature and should not be construed as financial, consulting, legal, tax, or investment advice.  The content included on the Benetech web site does not constitute professional, specific recommendations.  All information should be applied generally and should be paralleled with appropriate professional advisors who are knowledgeable of your specific needs, goals, and requirements.   The web site content is not guaranteed, and therefore, should be applied with your own discretion.

Although Benetech processes take all necessary steps to ensure the confidence of our web site, we do not guarantee that the site is error-free, free of viruses or that all defects will be corrected.  In addition, Benetech does not guarantee that the information provided on the web site is fully reliable and completely accurate or fitting for your specific situation.

ACCOUNT RESPONSIBILITY
You are responsible for all uses of your account, whether or not actually or expressly authorized by you.  If you can access and/or modify data through the Benetech web site, you are solely responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities occurring under your account or password that are due to your conduct, inaction or negligence.

PROPERTY RIGHTS
The content of Benetech’s web site is protected by all applicable copyright and trademark laws and other protection laws and regulations.  Any unauthorized use of Benetech’s web site or the content included on the site may violate laws pertaining to privacy and publicity.  By submitting subject matter to the Benetech web site, you automatically grant Benetech the right to publish and utilize the content in any manner.  In addition, Benetech reserves the right to delete any content submitted to the web site at any time.

LIMITED LIABILITY
Benetech disclaims all responsibility for any liability or damage of any kind resulting from: any content issues, errors, omissions, interpretations, or technical matters; links or web sites accessed through the Benetech web site; any availability limitations related to the Benetech web site; or your use of any technology related items in connection with the Benetech web site.

Benetech is not liability for any loss, injury, claim, liability or damage of any kind resulting from your use of the Benetech web site or the information available on the site.